3 Day Blinds LLC 401(k) Review & Grade
3 Day Blinds 401(k) Savings Plan
Irvine, CAConstruction974 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,524Employer $ per active participant
$5,487Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$51.1MNet plan assets, end of year
$50,358Average balance per account
Score breakdown
- Employer generosity23.1 / 5046th percentile for employer $ per participant
- Low cost17.0 / 2568th percentile for low admin cost vs. same-size plans
- Employee saving10.7 / 1571th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score51 / 100 · Grade C
This plan vs. peers
Peers: Construction plans with 500–2,499 active participants (498 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 46th |
| Lower admin cost | 68th |
| Employee saving | 71th |
| Peers that auto-enroll | 44% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- 3 Day Blinds put in about $1,524 per active participant, below the typical peer ($1,672). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,483,870 |
| Participant (employee) contributions | $5,341,170 |
| Other contributions (incl. rollovers in) | $66,842 |
| Administrative expenses paid from the plan | $60,745 |
| Investment advisory & management fees | $18,307 |
| Benefits paid out | $3,986,928 |
| Net assets, start / end of year | $45.3M / $51.1M |
| Active participants, start / end of year | 951 / 996 |
| Participants with account balances | 1,014 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly, US LLP |
Largest service providers (Schedule C)
| Usi Consulting Group | $48,799 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260324151207NAL0002651633001, received 2026-03-24, EIN 26-3823059, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.