Aimbridge Parent, Inc 401(k) Review & Grade
Aimbridge Parent, Inc. 401(k) Plan
Plano, TXAccommodation & Food Services46,339 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$147Employer $ per active participant
$873Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$470.1MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity10.0 / 5020th percentile for employer $ per participant
- Low cost8.1 / 2532th percentile for low admin cost vs. same-size plans
- Employee saving5.6 / 1538th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score27 / 100 · Grade F
This plan vs. peers
Peers: Accommodation & Food Services plans with 10,000+ active participants (41 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 20th |
| Lower admin cost | 32th |
| Employee saving | 38th |
| Peers that auto-enroll | 24% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Aimbridge Parent put in about $147 per active participant, below the typical peer ($393). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.13% of assets) are well above similar-size plans (0.09%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,796,998 |
| Participant (employee) contributions | $40,455,717 |
| Other contributions (incl. rollovers in) | $8,518,664 |
| Administrative expenses paid from the plan | $594,698 |
| Other admin expenses | $99,400 |
| Benefits paid out | $66,311,491 |
| Net assets, start / end of year | $424.1M / $470.1M |
| Active participants, start / end of year | 51,310 / 41,368 |
| Participants with account balances | 11,619 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Ellin & Tucker |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $489,878 reported compensation |
| Mercer | $97,500 reported compensation |
| Eckert Seamans Cherin & Mellott | $5,420 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009163831NAL0007319153001, received 2025-10-09, EIN 83-2882262, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.