American Health Staffing Group, Inc 401(k) Review & Grade
Ahsg 401 (K) Plan
Edmond, OKAdministrative, Support & Staffing Services1,038 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,062Employer $ per active participant
$2,415Employee $ saved per active participant
0.71%Direct admin cost, % of plan assets
$22.9MNet plan assets, end of year
$32,707Average balance per account
Score breakdown
- Employer generosity31.8 / 5064th percentile for employer $ per participant
- Low cost3.1 / 2512th percentile for low admin cost vs. same-size plans
- Employee saving8.6 / 1557th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 64th |
| Lower admin cost | 12th |
| Employee saving | 57th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- American Health Staffing Group put in about $1,062 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.71% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,103,035 |
| Participant (employee) contributions | $2,508,409 |
| Other contributions (incl. rollovers in) | $609,617 |
| Administrative expenses paid from the plan | $155,765 |
| Contract administrator fees | $136,108 |
| Investment advisory & management fees | $17,007 |
| Other admin expenses | $2,650 |
| Benefits paid out | $4,955,458 |
| Net assets, start / end of year | $20.8M / $22.9M |
| Active participants, start / end of year | 1,057 / 1,020 |
| Participants with account balances | 699 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cpaokc, PLLC |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $139,242 reported compensation |
| Voya Retirement Advisors, LLC | $16,570 reported compensation |
| Gallagher Benefit Services Inc | $15,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250930142413NAL0005540147001, received 2025-09-30, EIN 81-3839913, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.