American Homes 4 Rent, L.P. 401(k) Review & Grade
American Homes 4 Rent, L.P. 401(k) Plan
Las Vegas, NVReal Estate & Rental1,688 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,402Employer $ per active participant
$4,344Employee $ saved per active participant
0.30%Direct admin cost, % of plan assets
$65.4MNet plan assets, end of year
$50,083Average balance per account
Score breakdown
- Employer generosity37.8 / 5076th percentile for employer $ per participant
- Low cost10.2 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving8.9 / 1559th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score60 / 100 · Grade B
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 76th |
| Lower admin cost | 41th |
| Employee saving | 59th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- American Homes 4 Rent, L.P. put in about $2,402 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,055,283 |
| Participant (employee) contributions | $7,334,010 |
| Other contributions (incl. rollovers in) | $1,201,836 |
| Administrative expenses paid from the plan | $171,187 |
| Investment advisory & management fees | $39,246 |
| Benefits paid out | $4,945,810 |
| Net assets, start / end of year | $49.6M / $65.4M |
| Active participants, start / end of year | 1,710 / 1,667 |
| Participants with account balances | 1,305 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Holthouse Carlin & Van Trigt LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $131,941 reported compensation |
| Capfinancial Partners LLC | $39,246 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250912080222NAL0001132961001, received 2025-09-12, EIN 80-0860173, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.