American Multi-Cinema, Inc. 401(k) Review & Grade
American Multi-Cinema, Inc. 401(k) Savings Plan
Leawood, KSInformation10,508 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$495Employer $ per active participant
$1,048Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$260.3MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity1.7 / 503th percentile for employer $ per participant
- Low cost5.6 / 2522th percentile for low admin cost vs. same-size plans
- Employee saving0.0 / 150th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score10 / 100 · Grade F
This plan vs. peers
Peers: Information plans with 10,000+ active participants (30 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 3th |
| Lower admin cost | 22th |
| Employee saving | 0th |
| Peers that auto-enroll | 60% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- American Multi-Cinema put in about $495 per active participant, below the typical peer ($5,217). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.17% of assets) are well above similar-size plans (0.09%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,198,643 |
| Participant (employee) contributions | $11,011,563 |
| Other contributions (incl. rollovers in) | $820,274 |
| Administrative expenses paid from the plan | $427,424 |
| Investment advisory & management fees | $121,915 |
| Benefits paid out | $21,020,088 |
| Net assets, start / end of year | $231.9M / $260.3M |
| Active participants, start / end of year | 10,828 / 10,187 |
| Participants with account balances | 3,229 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $286,977 reported compensation |
| Alan Biller Associates, Inc. | $121,915 reported compensation |
| Forvis | $18,532 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015112619NAL0008965906001, received 2025-10-15, EIN 43-0908577, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.