Antylia Scientific 401(k) Review & Grade
Antylia Scientific 401(k) Retirement Plan
Vernon Hills, ILWholesale Trade722 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,702Employer $ per active participant
$6,134Employee $ saved per active participant
0.40%Direct admin cost, % of plan assets
$65.9MNet plan assets, end of year
$77,282Average balance per account
Score breakdown
- Employer generosity34.7 / 5069th percentile for employer $ per participant
- Low cost7.7 / 2531th percentile for low admin cost vs. same-size plans
- Employee saving10.4 / 1570th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 69th |
| Lower admin cost | 31th |
| Employee saving | 70th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Antylia Scientific put in about $2,702 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.40% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,952,285 |
| Participant (employee) contributions | $4,431,698 |
| Other contributions (incl. rollovers in) | $373,812 |
| Administrative expenses paid from the plan | $246,514 |
| Investment advisory & management fees | $1,207 |
| Other admin expenses | $184,949 |
| Benefits paid out | $5,782,309 |
| Net assets, start / end of year | $58.5M / $65.9M |
| Active participants, start / end of year | 729 / 716 |
| Participants with account balances | 853 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Mercer (US) Inc Mercer Investments | $184,949 reported compensation |
| Empower Annuity Insurance Company O | $60,358 reported compensation |
| Empower Advisory Group, LLC | $1,207 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250922093053NAL0004518593001, received 2025-09-22, EIN 47-1422256, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.