Arctic Wolf Networks, Inc. 401(k) Review & Grade
Arctic Wolf Networks, Inc. 401(k) Plan
Eden Prairie, MNInformation1,364 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,659Employer $ per active participant
$11,863Employee $ saved per active participant
0.40%Direct admin cost, % of plan assets
$88.7MNet plan assets, end of year
$62,363Average balance per account
Score breakdown
- Employer generosity22.7 / 5045th percentile for employer $ per participant
- Low cost7.6 / 2531th percentile for low admin cost vs. same-size plans
- Employee saving10.6 / 1571th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 45th |
| Lower admin cost | 31th |
| Employee saving | 71th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $2,656 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Arctic Wolf Networks put in about $2,659 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.40% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,626,992 |
| Participant (employee) contributions | $16,180,652 |
| Other contributions (incl. rollovers in) | $4,454,096 |
| Administrative expenses paid from the plan | $298,139 |
| Investment advisory & management fees | $96,459 |
| Benefits paid out | $7,553,416 |
| Net assets, start / end of year | $60.7M / $88.7M |
| Active participants, start / end of year | 1,291 / 1,437 |
| Participants with account balances | 1,423 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $179,735 reported compensation |
| Hays Financial Group | $96,459 reported compensation |
| Baker Tilly US LLP | $21,945 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250930152318NAL0012466113001, received 2025-09-30, EIN 45-5078111, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.