Arisa Health, Inc 401(k) Review & Grade
Arisa Health 401(k) Plan
Springdale, ARHealth Care & Social Assistance870 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,488Employer $ per active participant
$1,761Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$48.3MNet plan assets, end of year
$39,168Average balance per account
Score breakdown
- Employer generosity38.7 / 5077th percentile for employer $ per participant
- Low cost17.1 / 2569th percentile for low admin cost vs. same-size plans
- Employee saving5.7 / 1538th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score72 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 77th |
| Lower admin cost | 69th |
| Employee saving | 38th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Arisa Health put in about $2,488 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,164,699 |
| Participant (employee) contributions | $1,531,778 |
| Other contributions (incl. rollovers in) | $109,354 |
| Administrative expenses paid from the plan | $57,307 |
| Contract administrator fees | $36,950 |
| Investment advisory & management fees | $11,240 |
| Other admin expenses | $9,117 |
| Benefits paid out | $5,174,487 |
| Net assets, start / end of year | $43.7M / $48.3M |
| Active participants, start / end of year | 871 / 869 |
| Participants with account balances | 1,233 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Stephens Inc | $64,630 reported compensation |
| Voya Retirement Insurance & Annuity | $45,801 reported compensation |
| Forvis Mazars | $24,937 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250922111617NAL0005139937001, received 2025-09-22, EIN 84-4286440, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.