Aristocrat Technologies, Inc. 401(k) Review & Grade
Aristocrat Technologies, Inc. 401(k) Savings Plan
Las Vegas, NVArts, Entertainment & Recreation2,947 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,057Employer $ per active participant
$8,633Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$351.7MNet plan assets, end of year
$89,911Average balance per account
Score breakdown
- Employer generosity50.0 / 50100th percentile for employer $ per participant
- Low cost14.6 / 2559th percentile for low admin cost vs. same-size plans
- Employee saving14.1 / 1594th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score86 / 100 · Grade A
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 2,500–9,999 active participants (35 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 59th |
| Employee saving | 94th |
| Peers that auto-enroll | 43% |
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Red flags from the filing
Corrective distributions: the plan refunded $1,185 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Aristocrat Technologies put in about $4,057 per active participant, more than the typical peer ($1,107). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,956,767 |
| Participant (employee) contributions | $25,442,863 |
| Other contributions (incl. rollovers in) | $6,850,577 |
| Administrative expenses paid from the plan | $313,820 |
| Investment advisory & management fees | $41,445 |
| Benefits paid out | $35,862,520 |
| Net assets, start / end of year | $301.2M / $351.7M |
| Active participants, start / end of year | 3,004 / 2,890 |
| Participants with account balances | 3,912 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Bdo USA P.C |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services,inc | $314,364 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250917142032NAL0000620323001, received 2025-09-17, EIN 88-0097390, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.