Arizona Center for Hematology and Oncology, P.L.C. 401(k) Review & Grade
Arizona Center for Hematology and Oncology, P.L.C. Profit Sharing Plan
Scottsdale, AZHealth Care & Social Assistance539 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,694Employer $ per active participant
$6,261Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$70.2MNet plan assets, end of year
$160,741Average balance per account
Score breakdown
- Employer generosity47.4 / 5095th percentile for employer $ per participant
- Low cost23.8 / 2595th percentile for low admin cost vs. same-size plans
- Employee saving13.4 / 1590th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score88 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 95th |
| Employee saving | 90th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Arizona Center for Hematology and Oncology, P.L.C. put in about $6,694 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,608,308 |
| Participant (employee) contributions | $3,374,632 |
| Other contributions (incl. rollovers in) | $417,198 |
| Administrative expenses paid from the plan | $14,048 |
| Benefits paid out | $5,809,852 |
| Net assets, start / end of year | $60.6M / $70.2M |
| Active participants, start / end of year | 576 / 502 |
| Participants with account balances | 437 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Carneal and Hunt, P.L.C. |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $14,348 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014202630NAL0007369250001, received 2025-10-14, EIN 86-0930581, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.