Astrion 401(k) Review & Grade
Astrion 401(k) Plan
Huntsville, ALProfessional, Scientific & Technical Services2,736 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,764Employer $ per active participant
$8,994Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$358.9MNet plan assets, end of year
$91,168Average balance per account
Score breakdown
- Employer generosity31.7 / 5063th percentile for employer $ per participant
- Low cost11.4 / 2546th percentile for low admin cost vs. same-size plans
- Employee saving7.3 / 1549th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score50 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 63th |
| Lower admin cost | 46th |
| Employee saving | 49th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
Corrective distributions: the plan refunded $9,624 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Astrion put in about $3,764 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $10,298,299 |
| Participant (employee) contributions | $24,606,422 |
| Other contributions (incl. rollovers in) | $5,047,558 |
| Administrative expenses paid from the plan | $490,234 |
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $283,320 |
| Benefits paid out | $63,622,483 |
| Net assets, start / end of year | $334.0M / $358.9M |
| Active participants, start / end of year | 2,793 / 2,679 |
| Participants with account balances | 3,937 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $199,512 reported compensation |
| Smith Thornton Advisors LLC | $181,039 reported compensation |
| Strategic Advisors, Inc. | $89,986 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250710103434NAL0009035136001, received 2025-07-10, EIN 62-1008247, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.