Atlanta Women's Health Group, P.C. 401(k) Review & Grade
Atlanta Women's Health Group, P.C. 401(k) Retirement Plan
Atlanta, GAHealth Care & Social Assistance741 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$9,885Employer $ per active participant
$6,603Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$143.9MNet plan assets, end of year
$132,732Average balance per account
Score breakdown
- Employer generosity49.0 / 5098th percentile for employer $ per participant
- Low cost18.6 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving13.7 / 1591th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score91 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 98th |
| Lower admin cost | 74th |
| Employee saving | 91th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Atlanta Women's Health Group put in about $9,885 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,324,490 |
| Participant (employee) contributions | $4,892,561 |
| Other contributions (incl. rollovers in) | $62,467 |
| Administrative expenses paid from the plan | $134,909 |
| Contract administrator fees | $108,283 |
| Investment advisory & management fees | $25,000 |
| Benefits paid out | $10,626,563 |
| Net assets, start / end of year | $127.6M / $143.9M |
| Active participants, start / end of year | 765 / 717 |
| Participants with account balances | 1,084 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Smith and Howard |
Largest service providers (Schedule C)
| Newport Group, Inc. | $109,909 reported compensation |
| Onedigital Investment Advisors LLC | $12,500 reported compensation |
| Resources Investment Advisors, LLC | $12,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260421121929NAL0002509953001, received 2026-04-21, EIN 58-2422542, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.