Barrio Comprehensive Family Health Care Center 401(k) Review & Grade
Barrio 401(k) Plan
San Antonio, TXHealth Care & Social Assistance877 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,968Employer $ per active participant
$2,946Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$23.2MNet plan assets, end of year
$24,793Average balance per account
Score breakdown
- Employer generosity35.2 / 5070th percentile for employer $ per participant
- Low cost16.4 / 2566th percentile for low admin cost vs. same-size plans
- Employee saving8.4 / 1556th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 70th |
| Lower admin cost | 66th |
| Employee saving | 56th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Barrio Comprehensive Family Health Care Center put in about $1,968 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,726,049 |
| Participant (employee) contributions | $2,584,024 |
| Other contributions (incl. rollovers in) | $185,833 |
| Administrative expenses paid from the plan | $29,832 |
| Contract administrator fees | $29,832 |
| Benefits paid out | $3,756,583 |
| Net assets, start / end of year | $20.1M / $23.2M |
| Active participants, start / end of year | 804 / 950 |
| Participants with account balances | 934 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Mmlis | $53,711 reported compensation |
| Ascensus, Inc. | $32,033 reported compensation |
| Empower Annuity Insurance Co of Ame | $9,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015102232NAL0002139667001, received 2025-10-15, EIN 74-1724391, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.