Brown Integrated Logistics, Inc. 401(k) Review & Grade
Brown Integrated Logistics, Inc. 401(k) Plan
Lithonia, GATransportation & Warehousing1,268 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$655Employer $ per active participant
$1,259Employee $ saved per active participant
0.00%Direct admin cost, % of plan assets
$21.2MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity16.8 / 5034th percentile for employer $ per participant
- Low cost24.8 / 2599th percentile for low admin cost vs. same-size plans
- Employee saving2.5 / 1516th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Transportation & Warehousing plans with 500–2,499 active participants (392 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 34th |
| Lower admin cost | 99th |
| Employee saving | 16th |
| Peers that auto-enroll | 37% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Brown Integrated Logistics put in about $655 per active participant, below the typical peer ($1,070). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $830,930 |
| Participant (employee) contributions | $1,596,392 |
| Other contributions (incl. rollovers in) | $91,274 |
| Administrative expenses paid from the plan | $835 |
| Benefits paid out | $3,259,875 |
| Net assets, start / end of year | $19.8M / $21.2M |
| Active participants, start / end of year | 968 / 1,568 |
| Participants with account balances | 397 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bates Carter & Co LLP |
Largest service providers (Schedule C)
| LPL Financial LLC | $50,195 reported compensation |
| Fidelity Investments Institutional | $835 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010092107NAL0012216240001, received 2025-10-10, EIN 26-0882393, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.