Bsi Group America, Inc. 401(k) Review & Grade
Bsi Group America, Inc. 401(k) Savings Plan
Herndon, VAProfessional, Scientific & Technical Services988 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,857Employer $ per active participant
$10,265Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$130.6MNet plan assets, end of year
$98,792Average balance per account
Score breakdown
- Employer generosity39.3 / 5079th percentile for employer $ per participant
- Low cost10.9 / 2544th percentile for low admin cost vs. same-size plans
- Employee saving9.2 / 1561th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 79th |
| Lower admin cost | 44th |
| Employee saving | 61th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Bsi Group America put in about $5,857 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,783,784 |
| Participant (employee) contributions | $10,136,540 |
| Other contributions (incl. rollovers in) | $1,535,729 |
| Administrative expenses paid from the plan | $335,498 |
| Investment advisory & management fees | $233,390 |
| Benefits paid out | $13,467,325 |
| Net assets, start / end of year | $112.2M / $130.6M |
| Active participants, start / end of year | 984 / 991 |
| Participants with account balances | 1,322 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cliftonlarsonallen, LLP |
Largest service providers (Schedule C)
| Mercer Investments, LLC | $218,386 reported compensation |
| Empower Annuity Insurance Company O | $87,933 reported compensation |
| Empower Advisory Group, LLC | $15,004 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250826100831NAL0008394465001, received 2025-08-26, EIN 31-1655354, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.