Cancer Treatment Centers of America Global, Inc. 401(k) Review & Grade
Ctca 401(k) Savings and Retirement Plan
Schaumburg, ILHealth Care & Social Assistance4,030 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,259Employer $ per active participant
$5,308Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$445.1MNet plan assets, end of year
$107,697Average balance per account
Score breakdown
- Employer generosity36.7 / 5073th percentile for employer $ per participant
- Low cost18.0 / 2572th percentile for low admin cost vs. same-size plans
- Employee saving11.2 / 1575th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 2,500–9,999 active participants (312 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 73th |
| Lower admin cost | 72th |
| Employee saving | 75th |
| Peers that auto-enroll | 38% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $45,990 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Cancer Treatment Centers of America Global put in about $2,259 per active participant, more than the typical peer ($800). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $9,101,357 |
| Participant (employee) contributions | $21,386,720 |
| Other contributions (incl. rollovers in) | $3,694,369 |
| Administrative expenses paid from the plan | $265,470 |
| Contract administrator fees | $1,500 |
| Investment advisory & management fees | $62,619 |
| Other admin expenses | $75,000 |
| Benefits paid out | $51,499,960 |
| Net assets, start / end of year | $403.5M / $445.1M |
| Active participants, start / end of year | 4,338 / 3,721 |
| Participants with account balances | 4,133 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $127,851 reported compensation |
| Regions | $75,000 reported compensation |
| Strategic Advisors, Inc. | $62,619 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015125815NAL0004909921001, received 2025-10-15, EIN 46-5659341, plan #101, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.