Cascade Corporation 401(k) Review & Grade
Cascade Corporation Savings and Investment Plan
Fairview, ORManufacturing1,012 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,440Employer $ per active participant
$6,419Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$205.7MNet plan assets, end of year
$159,963Average balance per account
Score breakdown
- Employer generosity39.5 / 5079th percentile for employer $ per participant
- Low cost21.4 / 2585th percentile for low admin cost vs. same-size plans
- Employee saving10.2 / 1568th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score81 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 79th |
| Lower admin cost | 85th |
| Employee saving | 68th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Cascade put in about $4,440 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,490,767 |
| Participant (employee) contributions | $6,492,438 |
| Other contributions (incl. rollovers in) | $441,032 |
| Administrative expenses paid from the plan | $108,758 |
| Investment advisory & management fees | $71,791 |
| Benefits paid out | $17,420,207 |
| Net assets, start / end of year | $184.3M / $205.7M |
| Active participants, start / end of year | 1,025 / 998 |
| Participants with account balances | 1,286 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Perkins & Company, P.C. |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $71,791 reported compensation |
| Fidelity Investments Institutional | $37,269 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008165241NAL0003445123001, received 2025-10-08, EIN 93-0136592, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.