Cloud Sports Data LLC 401(k) Review & Grade
Sportradar US LLC Retirement Plan
Minneapolis, MNProfessional, Scientific & Technical Services617 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,984Employer $ per active participant
$5,538Employee $ saved per active participant
0.62%Direct admin cost, % of plan assets
$28.9MNet plan assets, end of year
$54,156Average balance per account
Score breakdown
- Employer generosity24.2 / 5048th percentile for employer $ per participant
- Low cost4.1 / 2516th percentile for low admin cost vs. same-size plans
- Employee saving4.1 / 1528th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score25 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 48th |
| Lower admin cost | 16th |
| Employee saving | 28th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($91,439 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Cloud Sports Data put in about $2,984 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.62% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,841,137 |
| Participant (employee) contributions | $3,416,680 |
| Other contributions (incl. rollovers in) | $1,044,088 |
| Administrative expenses paid from the plan | $155,889 |
| Investment advisory & management fees | $92,432 |
| Benefits paid out | $2,040,319 |
| Net assets, start / end of year | $21.4M / $28.9M |
| Active participants, start / end of year | 613 / 621 |
| Participants with account balances | 534 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Barton, Walter & Krier, P.C. |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $63,457 reported compensation |
| The Hays Financial Group, LLC | $60,940 reported compensation |
| Empower Advisory Group, LLC | $31,492 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250929115203NAL0011263777001, received 2025-09-29, EIN 27-3528118, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.