CMG Media Corporation 401(k) Review & Grade
Cox Media Group 401(k) Plan
Atlanta, GAInformation1,826 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,792Employer $ per active participant
$8,996Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$208.6MNet plan assets, end of year
$78,285Average balance per account
Score breakdown
- Employer generosity33.0 / 5066th percentile for employer $ per participant
- Low cost18.4 / 2573th percentile for low admin cost vs. same-size plans
- Employee saving7.7 / 1551th percentile for employee $ per participant
- Plan features7 / 10Auto-enrollment
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 66th |
| Lower admin cost | 73th |
| Employee saving | 51th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- CMG Media put in about $3,792 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,922,352 |
| Participant (employee) contributions | $16,421,717 |
| Other contributions (incl. rollovers in) | $1,443,460 |
| Administrative expenses paid from the plan | $201,272 |
| Other admin expenses | $201,272 |
| Benefits paid out | $26,323,270 |
| Net assets, start / end of year | $185.7M / $208.6M |
| Active participants, start / end of year | 2,035 / 1,616 |
| Participants with account balances | 2,664 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Deloitte & Touche LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $207,472 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014131657NAL0001404675001, received 2025-10-14, EIN 83-3721978, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.