Compucom Systems, Inc. 401(k) Review & Grade
Compucom Systems Retirement Savings Plan
Fort Mill, SCProfessional, Scientific & Technical Services2,960 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$452Employer $ per active participant
$3,537Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$391.8MNet plan assets, end of year
$118,650Average balance per account
Score breakdown
- Employer generosity8.0 / 5016th percentile for employer $ per participant
- Low cost15.1 / 2560th percentile for low admin cost vs. same-size plans
- Employee saving2.9 / 1520th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score16 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 16th |
| Lower admin cost | 60th |
| Employee saving | 20th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($432,067 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
Corrective distributions: the plan refunded $2,366 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Compucom Systems put in about $452 per active participant, below the typical peer ($2,951). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,336,262 |
| Participant (employee) contributions | $10,467,236 |
| Other contributions (incl. rollovers in) | $1,342,008 |
| Administrative expenses paid from the plan | $339,110 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $191,407 |
| Benefits paid out | $46,510,531 |
| Net assets, start / end of year | $361.1M / $391.8M |
| Active participants, start / end of year | 2,845 / 3,074 |
| Participants with account balances | 3,302 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Armanino LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $130,332 reported compensation |
| Strategic Advisors, Inc. | $107,427 reported compensation |
| Onedigital Investment Advisors LLC | $83,979 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015144507NAL0002594051001, received 2025-10-15, EIN 38-2363156, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.