Cooper's Hawk Intermediate Holding, LLC 401(k) Review & Grade
Cooper's Hawk Intermediate Holding, LLC 401(k) Plan
Downers Grove, ILAccommodation & Food Services7,231 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$105Employer $ per active participant
$552Employee $ saved per active participant
0.59%Direct admin cost, % of plan assets
$27.0MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity16.5 / 5033th percentile for employer $ per participant
- Low cost2.5 / 2510th percentile for low admin cost vs. same-size plans
- Employee saving6.0 / 1540th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score28 / 100 · Grade F
This plan vs. peers
Peers: Accommodation & Food Services plans with 2,500–9,999 active participants (104 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 33th |
| Lower admin cost | 10th |
| Employee saving | 40th |
| Peers that auto-enroll | 15% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Cooper's Hawk Intermediate Holding put in about $105 per active participant, below the typical peer ($244). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.59% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $756,791 |
| Participant (employee) contributions | $3,989,726 |
| Other contributions (incl. rollovers in) | $1,738,285 |
| Administrative expenses paid from the plan | $139,053 |
| Contract administrator fees | $109,076 |
| Investment advisory & management fees | $29,977 |
| Benefits paid out | $2,589,689 |
| Net assets, start / end of year | $20.1M / $27.0M |
| Active participants, start / end of year | 6,668 / 7,794 |
| Participants with account balances | 1,311 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $109,076 reported compensation |
| Creative Planning, LLC | $30,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014182952NAL0001750515001, received 2025-10-14, EIN 27-1756724, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.