Coronado Coal LLC 401(k) Review & Grade
Coronado Coal LLC 401(k) Profit Sharing Plan
Beckley, WVMining, Oil & Gas1,426 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,034Employer $ per active participant
$5,269Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$75.7MNet plan assets, end of year
$81,837Average balance per account
Score breakdown
- Employer generosity22.3 / 5045th percentile for employer $ per participant
- Low cost10.6 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving4.3 / 1529th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score40 / 100 · Grade D
This plan vs. peers
Peers: Mining, Oil & Gas plans with 500–2,499 active participants (129 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 45th |
| Lower admin cost | 43th |
| Employee saving | 29th |
| Peers that auto-enroll | 60% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Coronado Coal put in about $4,034 per active participant, below the typical peer ($4,357). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,754,248 |
| Participant (employee) contributions | $7,516,106 |
| Other contributions (incl. rollovers in) | $426,944 |
| Administrative expenses paid from the plan | $196,644 |
| Contract administrator fees | $77,643 |
| Investment advisory & management fees | $68,763 |
| Benefits paid out | $9,179,845 |
| Net assets, start / end of year | $63.2M / $75.7M |
| Active participants, start / end of year | 1,388 / 1,465 |
| Participants with account balances | 925 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Ernst and Young LLP |
Largest service providers (Schedule C)
| Newport Group, Inc. | $108,295 reported compensation |
| PNC Institutional Asset Management | $68,763 reported compensation |
| Newport Trust Company | $19,586 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250730153431NAL0004318161001, received 2025-07-30, EIN 45-2984211, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.