Cotiviti Intermediate Holding Corp. 401(k) Review & Grade
Cotiviti Savings Plan
South Jordan, UTProfessional, Scientific & Technical Services4,810 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,070Employer $ per active participant
$6,928Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$448.3MNet plan assets, end of year
$90,018Average balance per account
Score breakdown
- Employer generosity25.9 / 5052th percentile for employer $ per participant
- Low cost13.7 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving5.7 / 1538th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score48 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 52th |
| Lower admin cost | 55th |
| Employee saving | 38th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Cotiviti Intermediate Holding put in about $3,070 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $14,764,921 |
| Participant (employee) contributions | $33,324,630 |
| Other contributions (incl. rollovers in) | $5,565,987 |
| Administrative expenses paid from the plan | $443,301 |
| Investment advisory & management fees | $203,669 |
| Other admin expenses | $900 |
| Benefits paid out | $28,253,011 |
| Net assets, start / end of year | $369.2M / $448.3M |
| Active participants, start / end of year | 4,674 / 4,946 |
| Participants with account balances | 4,980 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Moore Colson & Co, PC |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $237,442 reported compensation |
| Empower Advisory Group, LLC | $202,795 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014145630NAL0006527026001, received 2025-10-14, EIN 81-2545074, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.