Coulter Ventures LLC DBA Rogue Fitness 401(k) Review & Grade
Rogue Fitness 401(k) Plan
Columbus, OHRetail Trade572 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,405Employer $ per active participant
$2,560Employee $ saved per active participant
0.31%Direct admin cost, % of plan assets
$16.8MNet plan assets, end of year
$24,632Average balance per account
Score breakdown
- Employer generosity36.7 / 5073th percentile for employer $ per participant
- Low cost9.7 / 2539th percentile for low admin cost vs. same-size plans
- Employee saving6.4 / 1543th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score56 / 100 · Grade C
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 73th |
| Lower admin cost | 39th |
| Employee saving | 43th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Coulter Ventures LLC DBA Rogue Fitness put in about $1,405 per active participant, more than the typical peer ($743). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $802,978 |
| Participant (employee) contributions | $1,463,004 |
| Other contributions (incl. rollovers in) | $4,510 |
| Administrative expenses paid from the plan | $49,106 |
| Investment advisory & management fees | $36,021 |
| Benefits paid out | $2,158,852 |
| Net assets, start / end of year | $14.4M / $16.8M |
| Active participants, start / end of year | 581 / 562 |
| Participants with account balances | 684 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | GBQ Partners, LLC |
Largest service providers (Schedule C)
| Everhart Financial Group Inc. | $36,021 reported compensation |
| Charles Schwab Trust Bank | $11,201 reported compensation |
| Milliman, Inc. | $1,884 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013194014NAL0000922211001, received 2025-10-13, EIN 26-2409457, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.