CRH Healthcare, LLC 401(k) Review & Grade
CRH Healthcare, LLC 401(k) Plan
Atlanta, GAHealth Care & Social Assistance774 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$920Employer $ per active participant
$2,040Employee $ saved per active participant
0.20%Direct admin cost, % of plan assets
$11.5MNet plan assets, end of year
$26,893Average balance per account
Score breakdown
- Employer generosity24.3 / 5049th percentile for employer $ per participant
- Low cost13.7 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 49th |
| Lower admin cost | 55th |
| Employee saving | 42th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- CRH Healthcare put in about $920 per active participant, below the typical peer ($976). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $711,638 |
| Participant (employee) contributions | $1,578,157 |
| Other contributions (incl. rollovers in) | $361,065 |
| Administrative expenses paid from the plan | $20,850 |
| Contract administrator fees | $20,850 |
| Benefits paid out | $2,047,279 |
| Net assets, start / end of year | $9.8M / $11.5M |
| Active participants, start / end of year | 759 / 788 |
| Participants with account balances | 429 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cherry Bekaert LLP |
Largest service providers (Schedule C)
| Cambridge Investment Research Inc | $40,039 reported compensation |
| Ascensus C/o Future Plan | $5,134 reported compensation |
| Voya Retirement Insurance & Annuity | $1 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015074722NAL0002077619001, received 2025-10-15, EIN 46-0902966, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.