Crosscountry Consulting LLC 401(k) Review & Grade
Crosscountry Consulting 401(k) P/S Plan
Mclean, VAProfessional, Scientific & Technical Services796 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,705Employer $ per active participant
$13,602Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$83.8MNet plan assets, end of year
$86,130Average balance per account
Score breakdown
- Employer generosity35.7 / 5071th percentile for employer $ per participant
- Low cost14.8 / 2559th percentile for low admin cost vs. same-size plans
- Employee saving12.4 / 1583th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 71th |
| Lower admin cost | 59th |
| Employee saving | 83th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $6,914 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Crosscountry Consulting put in about $4,705 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,744,878 |
| Participant (employee) contributions | $10,827,289 |
| Other contributions (incl. rollovers in) | $3,932,529 |
| Administrative expenses paid from the plan | $123,348 |
| Investment advisory & management fees | $74,207 |
| Benefits paid out | $5,883,832 |
| Net assets, start / end of year | $60.6M / $83.8M |
| Active participants, start / end of year | 751 / 841 |
| Participants with account balances | 973 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA, P.C. |
Largest service providers (Schedule C)
| Mma Securities | $74,207 reported compensation |
| Fidelity Investments Institutional | $49,141 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250731111213NAL0013009474001, received 2025-07-31, EIN 45-0909029, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.