CX Marketing, LLC 401(k) Review & Grade
The Moore 401(k) Retirement Savings Plan · d/b/a Resource One
Tulsa, OKManufacturing4,200 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,468Employer $ per active participant
$3,300Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$139.2MNet plan assets, end of year
$56,573Average balance per account
Score breakdown
- Employer generosity9.0 / 5018th percentile for employer $ per participant
- Low cost9.9 / 2540th percentile for low admin cost vs. same-size plans
- Employee saving2.5 / 1517th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score24 / 100 · Grade F
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 18th |
| Lower admin cost | 40th |
| Employee saving | 17th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- CX Marketing put in about $1,468 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,165,911 |
| Participant (employee) contributions | $13,857,255 |
| Other contributions (incl. rollovers in) | $4,123,488 |
| Administrative expenses paid from the plan | $218,099 |
| Investment advisory & management fees | $50,000 |
| Benefits paid out | $13,239,351 |
| Net assets, start / end of year | $113.4M / $139.2M |
| Active participants, start / end of year | 3,916 / 4,483 |
| Participants with account balances | 2,461 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Conklin, Gilpin & Wertz, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $168,127 reported compensation |
| NFP Retirement Inc | $50,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015113624NAL0004430385001, received 2025-10-15, EIN 92-3890344, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.