Dassault Falcon Jet Corporation 401(k) Review & Grade
Dassault Falcon Jet Corp. 401(k) Investment and Savings Plan
Little Ferry, NJManufacturing2,568 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,796Employer $ per active participant
$4,955Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$316.0MNet plan assets, end of year
$135,399Average balance per account
Score breakdown
- Employer generosity41.2 / 5082th percentile for employer $ per participant
- Low cost24.3 / 2597th percentile for low admin cost vs. same-size plans
- Employee saving5.4 / 1536th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score64 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 82th |
| Lower admin cost | 97th |
| Employee saving | 36th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($4,420,259 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Dassault Falcon Jet put in about $6,796 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $17,451,711 |
| Participant (employee) contributions | $12,724,329 |
| Other contributions (incl. rollovers in) | $1,844,263 |
| Administrative expenses paid from the plan | $32,235 |
| Benefits paid out | $33,956,590 |
| Net assets, start / end of year | $284.9M / $316.0M |
| Active participants, start / end of year | 2,462 / 2,674 |
| Participants with account balances | 2,334 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Merrill Lynch, Pierce, Fenner and S | $32,235 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251031123802NAL0001979987001, received 2025-10-31, EIN 22-1978098, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.