Datix USA Inc. 401(k) Review & Grade
Rldatix 401(k) Plan
Chicago, ILProfessional, Scientific & Technical Services885 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,847Employer $ per active participant
$4,610Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$52.8MNet plan assets, end of year
$75,486Average balance per account
Score breakdown
- Employer generosity15.8 / 5032th percentile for employer $ per participant
- Low cost22.9 / 2592th percentile for low admin cost vs. same-size plans
- Employee saving3.5 / 1524th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score45 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 32th |
| Lower admin cost | 92th |
| Employee saving | 24th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Datix USA put in about $1,847 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,634,524 |
| Participant (employee) contributions | $4,079,960 |
| Other contributions (incl. rollovers in) | $398,929 |
| Administrative expenses paid from the plan | $16,948 |
| Contract administrator fees | $16,948 |
| Benefits paid out | $3,394,474 |
| Net assets, start / end of year | $43.9M / $52.8M |
| Active participants, start / end of year | 941 / 829 |
| Participants with account balances | 700 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Weiss & Company LLP |
Largest service providers (Schedule C)
| Ameritas Life Insurance Corp. | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015094721NAL0008914226001, received 2025-10-15, EIN 99-0365812, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.