Dccm, LLC 401(k) Review & Grade
Dccm, LLC 401(k) Plan
Houston, TXProfessional, Scientific & Technical Services944 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,557Employer $ per active participant
$7,213Employee $ saved per active participant
0.21%Direct admin cost, % of plan assets
$99.1MNet plan assets, end of year
$76,688Average balance per account
Score breakdown
- Employer generosity29.2 / 5058th percentile for employer $ per participant
- Low cost13.3 / 2553th percentile for low admin cost vs. same-size plans
- Employee saving5.5 / 1537th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score51 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 58th |
| Lower admin cost | 53th |
| Employee saving | 37th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Dccm put in about $3,557 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,356,264 |
| Participant (employee) contributions | $6,805,785 |
| Other contributions (incl. rollovers in) | $2,782,652 |
| Administrative expenses paid from the plan | $163,097 |
| Investment advisory & management fees | $119,386 |
| Benefits paid out | $9,045,339 |
| Net assets, start / end of year | $59.3M / $99.1M |
| Active participants, start / end of year | 911 / 976 |
| Participants with account balances | 1,292 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Ham, Langston & Brezina, L.L.P. |
Largest service providers (Schedule C)
| Osaic Wealth, Inc | $112,360 reported compensation |
| Empower Annuity Insurance Company | $43,711 reported compensation |
| Empower Advisory Group, LLC | $7,026 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015165800NAL0002783219001, received 2025-10-15, EIN 86-2523370, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.