Delaware Resource Group of Oklahoma, LLC 401(k) Review & Grade
Delaware Resource Group of Oklahoma, LLC 401(k) Plan
Oklahoma City, OKProfessional, Scientific & Technical Services1,116 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,208Employer $ per active participant
$6,266Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$82.4MNet plan assets, end of year
$69,557Average balance per account
Score breakdown
- Employer generosity18.2 / 5036th percentile for employer $ per participant
- Low cost10.8 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving4.7 / 1531th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score24 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 36th |
| Lower admin cost | 43th |
| Employee saving | 31th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $20,658 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Delaware Resource Group of Oklahoma put in about $2,208 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,465,091 |
| Participant (employee) contributions | $6,996,381 |
| Other contributions (incl. rollovers in) | $4,108,285 |
| Administrative expenses paid from the plan | $213,442 |
| Contract administrator fees | $1,800 |
| Investment advisory & management fees | $103,059 |
| Other admin expenses | $10,000 |
| Benefits paid out | $11,985,818 |
| Net assets, start / end of year | $71.2M / $82.4M |
| Active participants, start / end of year | 900 / 1,333 |
| Participants with account balances | 1,184 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Rose Rock Cpas, PLLC |
Largest service providers (Schedule C)
| Intrust Bank NA | $113,059 reported compensation |
| Fidelity Investments Institutional | $90,383 reported compensation |
| Rose Rock Cpas, PLLC | $10,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002142410NAL0001434274001, received 2025-10-02, EIN 20-0458298, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.