Deloitte Touche Tohmatsu Services, LLC 401(k) Review & Grade
Dtts 401k Plan
New York, NYAdministrative, Support & Staffing Services1,780 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,154Employer $ per active participant
$14,801Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$526.5MNet plan assets, end of year
$236,509Average balance per account
Score breakdown
- Employer generosity46.8 / 5094th percentile for employer $ per participant
- Low cost21.6 / 2587th percentile for low admin cost vs. same-size plans
- Employee saving14.9 / 1599th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score86 / 100 · Grade A
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 94th |
| Lower admin cost | 87th |
| Employee saving | 99th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Deloitte Touche Tohmatsu Services put in about $4,154 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,392,475 |
| Participant (employee) contributions | $26,338,170 |
| Other contributions (incl. rollovers in) | $1,820,400 |
| Administrative expenses paid from the plan | $265,592 |
| Investment advisory & management fees | $213,354 |
| Other admin expenses | $5,425 |
| Benefits paid out | $46,742,021 |
| Net assets, start / end of year | $484.7M / $526.5M |
| Active participants, start / end of year | 1,889 / 1,670 |
| Participants with account balances | 2,226 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lbmc, PC |
Largest service providers (Schedule C)
| Vanguard Advisors Inc. | $213,354 reported compensation |
| Vanguard Group Inc. | $46,813 reported compensation |
| Vanguard Group, Inc. | $5,450 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260316085822NAL0001024257001, received 2026-03-16, EIN 13-3086681, plan #002, plan year 2024-06-01 to 2025-05-31. Verify at efast.dol.gov.