DM Intermediate Parent, LLC 401(k) Review & Grade
DM Intermediate Parent PS & 401(k) Plan
Troy, MIProfessional, Scientific & Technical Services737 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,968Employer $ per active participant
$8,958Employee $ saved per active participant
0.36%Direct admin cost, % of plan assets
$108.6MNet plan assets, end of year
$124,014Average balance per account
Score breakdown
- Employer generosity39.5 / 5079th percentile for employer $ per participant
- Low cost8.5 / 2534th percentile for low admin cost vs. same-size plans
- Employee saving7.4 / 1549th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score65 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 79th |
| Lower admin cost | 34th |
| Employee saving | 49th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- DM Intermediate Parent put in about $5,968 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.36% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,398,193 |
| Participant (employee) contributions | $6,601,716 |
| Other contributions (incl. rollovers in) | $300,438 |
| Administrative expenses paid from the plan | $387,031 |
| Investment advisory & management fees | $245,483 |
| Benefits paid out | $21,300,964 |
| Net assets, start / end of year | $106.0M / $108.6M |
| Active participants, start / end of year | 714 / 760 |
| Participants with account balances | 876 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Eisneramper LLP |
Largest service providers (Schedule C)
| Gregory J. Schwartz & Co., Inc. | $245,483 reported compensation |
| Professional Capital Services, LLC | $140,819 reported compensation |
| Empower Annuity Insurance Company | $729 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260715154059NAL0002334019001, received 2026-07-15, EIN 99-4260840, plan #001, plan year 2024-10-01 to 2025-09-30. Verify at efast.dol.gov.