Dpwn Holdings USA, Inc. 401(k) Review & Grade
DHL Global Mail 401(k) Plan
Weston, FLTransportation & Warehousing3,550 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,468Employer $ per active participant
$3,458Employee $ saved per active participant
0.32%Direct admin cost, % of plan assets
$137.8MNet plan assets, end of year
$30,505Average balance per account
Score breakdown
- Employer generosity32.0 / 5064th percentile for employer $ per participant
- Low cost5.3 / 2521th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Transportation & Warehousing plans with 2,500–9,999 active participants (123 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 64th |
| Lower admin cost | 21th |
| Employee saving | 42th |
| Peers that auto-enroll | 46% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Dpwn Holdings USA put in about $2,468 per active participant, more than the typical peer ($1,834). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.32% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $8,762,230 |
| Participant (employee) contributions | $12,275,363 |
| Other contributions (incl. rollovers in) | $798,718 |
| Administrative expenses paid from the plan | $405,441 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $49,038 |
| Other admin expenses | $26,761 |
| Benefits paid out | $13,486,498 |
| Net assets, start / end of year | $115.2M / $137.8M |
| Active participants, start / end of year | 3,900 / 3,200 |
| Participants with account balances | 4,516 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Crowe LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $329,642 reported compensation |
| Crowe Horwath | $19,634 reported compensation |
| Towers Watson | $7,127 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015143411NAL0005145649001, received 2025-10-15, EIN 94-3302567, plan #021, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.