Drury Hotels Company, LLC 401(k) Review & Grade
Drury Team Member Savings Plan
ST. Louis, MOReal Estate & Rental5,549 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$503Employer $ per active participant
$1,665Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$117.1MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity10.2 / 5020th percentile for employer $ per participant
- Low cost9.5 / 2538th percentile for low admin cost vs. same-size plans
- Employee saving3.7 / 1524th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score16 / 100 · Grade F
This plan vs. peers
Peers: Real Estate & Rental plans with 2,500–9,999 active participants (50 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 20th |
| Lower admin cost | 38th |
| Employee saving | 24th |
| Peers that auto-enroll | 46% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($405,364 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Drury Hotels Company put in about $503 per active participant, below the typical peer ($1,141). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,790,962 |
| Participant (employee) contributions | $9,237,173 |
| Other contributions (incl. rollovers in) | $634,951 |
| Administrative expenses paid from the plan | $196,130 |
| Investment advisory & management fees | $59,647 |
| Benefits paid out | $8,274,016 |
| Net assets, start / end of year | $98.0M / $117.1M |
| Active participants, start / end of year | 5,279 / 5,819 |
| Participants with account balances | 2,431 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | A.c. Evans LLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $79,501 reported compensation |
| Empower Annuity Insurance Company | $56,982 reported compensation |
| Cbiz Investment Advisory Services L | $41,188 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009083621NAL0010574304001, received 2025-10-09, EIN 26-3744467, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.