DXC Technology Company 401(k) Review & Grade
DXC Technology Matched Asset Plan
Ashburn, VAProfessional, Scientific & Technical Services9,724 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,250Employer $ per active participant
$8,774Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$2.6BNet plan assets, end of year
$113,609Average balance per account
Score breakdown
- Employer generosity20.0 / 5040th percentile for employer $ per participant
- Low cost21.4 / 2586th percentile for low admin cost vs. same-size plans
- Employee saving7.1 / 1547th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score59 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 40th |
| Lower admin cost | 86th |
| Employee saving | 47th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- DXC Technology put in about $2,250 per active participant, below the typical peer ($2,951). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $21,877,151 |
| Participant (employee) contributions | $85,315,898 |
| Other contributions (incl. rollovers in) | $6,412,922 |
| Administrative expenses paid from the plan | $959,383 |
| Contract administrator fees | −$15,439 |
| Investment advisory & management fees | $530,058 |
| Benefits paid out | $334,758,342 |
| Net assets, start / end of year | $2.5B / $2.6B |
| Active participants, start / end of year | 10,284 / 9,164 |
| Participants with account balances | 22,642 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Deloitte & Touche LLP |
| Employer stock held by plan | $42,579,990 |
Largest service providers (Schedule C)
| State Street Global Advisors | $347,356 reported compensation |
| Tremblant Capital Group | $336,759 reported compensation |
| Fidelity Investments Institutional | $193,597 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250530110300NAL0005178979001, received 2025-05-30, EIN 61-1800317, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.