Edgewell Personal Care Company 401(k) Review & Grade
Edgewell Personal Care 401(k) Plan
Shelton, CTManagement of Companies2,026 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,563Employer $ per active participant
$9,247Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$672.2MNet plan assets, end of year
$208,313Average balance per account
Score breakdown
- Employer generosity40.4 / 5081th percentile for employer $ per participant
- Low cost19.1 / 2577th percentile for low admin cost vs. same-size plans
- Employee saving11.6 / 1577th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score78 / 100 · Grade A
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 81th |
| Lower admin cost | 77th |
| Employee saving | 77th |
| Peers that auto-enroll | 58% |
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Red flags from the filing
Corrective distributions: the plan refunded $21,102 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Edgewell Personal Care put in about $5,563 per active participant, more than the typical peer ($2,492). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,272,618 |
| Participant (employee) contributions | $18,738,574 |
| Other contributions (incl. rollovers in) | $3,299,989 |
| Administrative expenses paid from the plan | $578,810 |
| Other admin expenses | $578,810 |
| Benefits paid out | $54,647,223 |
| Net assets, start / end of year | $615.9M / $672.2M |
| Active participants, start / end of year | 2,064 / 1,989 |
| Participants with account balances | 3,227 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Rubinbrown, LLP |
Largest service providers (Schedule C)
| Vanguard Advisers Inc. | $345,726 reported compensation |
| The Vanguard Group, Inc. | $243,225 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014075905NAL0001093891001, received 2025-10-14, EIN 43-1863181, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.