Eisai Corporation of North America 401(k) Review & Grade
The Eisai Retirement Plan
Nutley, NJManufacturing1,762 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$16,041Employer $ per active participant
$18,585Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$927.2MNet plan assets, end of year
$277,027Average balance per account
Score breakdown
- Employer generosity49.8 / 50100th percentile for employer $ per participant
- Low cost23.6 / 2594th percentile for low admin cost vs. same-size plans
- Employee saving14.9 / 1599th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score88 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 94th |
| Employee saving | 99th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $6,891 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Eisai Corporation of North America put in about $16,041 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $28,264,783 |
| Participant (employee) contributions | $32,746,900 |
| Other contributions (incl. rollovers in) | $8,379,726 |
| Administrative expenses paid from the plan | $207,316 |
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $187,798 |
| Benefits paid out | $70,932,049 |
| Net assets, start / end of year | $805.9M / $927.2M |
| Active participants, start / end of year | 1,745 / 1,779 |
| Participants with account balances | 3,347 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Wiss & Co, LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $187,798 reported compensation |
| Fidelity Investments Institutional | $19,518 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013141549NAL0002152448001, received 2025-10-13, EIN 22-3166046, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.