Electronic Arts Inc. 401(k) Review & Grade
Electronic Arts Inc. 401(k) Plan
Redwood City, CAProfessional, Scientific & Technical Services4,846 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,656Employer $ per active participant
$14,312Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$1.3BNet plan assets, end of year
$161,108Average balance per account
Score breakdown
- Employer generosity37.0 / 5074th percentile for employer $ per participant
- Low cost23.4 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving12.0 / 1580th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 74th |
| Lower admin cost | 93th |
| Employee saving | 80th |
| Peers that auto-enroll | 47% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $231,284 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Electronic Arts put in about $4,656 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $22,563,409 |
| Participant (employee) contributions | $69,355,315 |
| Other contributions (incl. rollovers in) | $10,786,898 |
| Administrative expenses paid from the plan | $263,458 |
| Contract administrator fees | −$2 |
| Investment advisory & management fees | $97,855 |
| Benefits paid out | $70,254,448 |
| Net assets, start / end of year | $1.1B / $1.3B |
| Active participants, start / end of year | 4,822 / 4,870 |
| Participants with account balances | 8,154 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Baker Tilly US LLP |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services,inc | $157,445 reported compensation |
| Mercer DC Advisors | $36,000 reported compensation |
| Bedell Frazier Investment Coun | $21,177 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009140633NAL0003637683001, received 2025-10-09, EIN 94-2838567, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.