Everest Campus Services Company, LLC 401(k) Review & Grade
The Everest Campus Services Company, LLC 401(k) Plan
Brookhaven, GAReal Estate & Rental600 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,279Employer $ per active participant
$2,194Employee $ saved per active participant
0.77%Direct admin cost, % of plan assets
$18.8MNet plan assets, end of year
$59,885Average balance per account
Score breakdown
- Employer generosity25.0 / 5050th percentile for employer $ per participant
- Low cost2.7 / 2511th percentile for low admin cost vs. same-size plans
- Employee saving4.3 / 1529th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score35 / 100 · Grade D
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 50th |
| Lower admin cost | 11th |
| Employee saving | 29th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Everest Campus Services Company put in about $1,279 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.77% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $768,286 |
| Participant (employee) contributions | $1,317,235 |
| Other contributions (incl. rollovers in) | $126,258 |
| Administrative expenses paid from the plan | $134,702 |
| Investment advisory & management fees | $54,436 |
| Benefits paid out | $1,741,320 |
| Net assets, start / end of year | $16.1M / $18.8M |
| Active participants, start / end of year | 665 / 536 |
| Participants with account balances | 314 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Windham Brannon, LLC |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $80,266 reported compensation |
| Onedigital Investment Advisors LLC | $42,237 reported compensation |
| Resources Investment Advisors, LLC | $17,530 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250904083709NAL0009919875001, received 2025-09-04, EIN 47-2588173, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.