Eversana 401(k) Review & Grade
Eversana 401(k) Plan
Overland Park, KSManufacturing3,526 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,708Employer $ per active participant
$9,589Employee $ saved per active participant
0.16%Direct admin cost, % of plan assets
$348.1MNet plan assets, end of year
$67,543Average balance per account
Score breakdown
- Employer generosity27.2 / 5054th percentile for employer $ per participant
- Low cost10.6 / 2542th percentile for low admin cost vs. same-size plans
- Employee saving11.7 / 1578th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 42th |
| Employee saving | 78th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $13,028 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Eversana put in about $3,708 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $13,074,081 |
| Participant (employee) contributions | $33,810,953 |
| Other contributions (incl. rollovers in) | $7,992,040 |
| Administrative expenses paid from the plan | $499,289 |
| Investment advisory & management fees | $231,376 |
| Other admin expenses | $9 |
| Benefits paid out | $38,046,845 |
| Net assets, start / end of year | $289.8M / $348.1M |
| Active participants, start / end of year | 3,405 / 3,647 |
| Participants with account balances | 5,154 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Reilly, Penner and Benton, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $267,904 reported compensation |
| Private Advisor Group LLC | $231,376 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007151913NAL0004775633001, received 2025-10-07, EIN 39-1821626, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.