Expeditors International of Washington, Inc. 401(k) Review & Grade
Expeditors International of Washington, Inc. 401(k) Plan
Seattle, WATransportation & Warehousing6,380 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,598Employer $ per active participant
$8,991Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$1.2BNet plan assets, end of year
$129,826Average balance per account
Score breakdown
- Employer generosity33.2 / 5066th percentile for employer $ per participant
- Low cost23.9 / 2596th percentile for low admin cost vs. same-size plans
- Employee saving12.9 / 1586th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Transportation & Warehousing plans with 2,500–9,999 active participants (123 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 66th |
| Lower admin cost | 96th |
| Employee saving | 86th |
| Peers that auto-enroll | 46% |
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Expeditors International of Washington put in about $2,598 per active participant, more than the typical peer ($1,834). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $16,574,924 |
| Participant (employee) contributions | $57,360,329 |
| Other contributions (incl. rollovers in) | $2,085,480 |
| Administrative expenses paid from the plan | $181,829 |
| Other admin expenses | $2,400 |
| Benefits paid out | $62,016,462 |
| Net assets, start / end of year | $1.0B / $1.2B |
| Active participants, start / end of year | 6,343 / 6,417 |
| Participants with account balances | 9,205 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | VWC, P.S. |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $179,429 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250919144739NAL0003193552001, received 2025-09-19, EIN 91-1069248, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.
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