Forest Lawn Memorial - Parks & Mortuaries 401(k) Review & Grade
Forest Lawn 401(k) Plan
Glendale, CAOther Services1,121 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,944Employer $ per active participant
$9,147Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$149.9MNet plan assets, end of year
$108,139Average balance per account
Score breakdown
- Employer generosity40.4 / 5081th percentile for employer $ per participant
- Low cost14.5 / 2558th percentile for low admin cost vs. same-size plans
- Employee saving13.7 / 1592th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 81th |
| Lower admin cost | 58th |
| Employee saving | 92th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Forest Lawn Memorial - Parks & Mortuaries put in about $2,944 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,300,131 |
| Participant (employee) contributions | $10,253,788 |
| Other contributions (incl. rollovers in) | $640,999 |
| Administrative expenses paid from the plan | $246,835 |
| Other admin expenses | $40,209 |
| Benefits paid out | $7,114,870 |
| Net assets, start / end of year | $127.1M / $149.9M |
| Active participants, start / end of year | 1,098 / 1,144 |
| Participants with account balances | 1,386 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $137,533 reported compensation |
| Sageview Advisory Group LLC | $37,500 reported compensation |
| Moss Adams LLP | $18,900 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009114245NAL0015409266001, received 2025-10-09, EIN 95-0743320, plan #334, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.