Forrester Research Inc 401(k) Review & Grade
Forrester Research, Inc. 401(k) Plan & Trust
Cambridge, MAProfessional, Scientific & Technical Services1,176 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,208Employer $ per active participant
$14,463Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$357.5MNet plan assets, end of year
$174,669Average balance per account
Score breakdown
- Employer generosity33.2 / 5066th percentile for employer $ per participant
- Low cost24.2 / 2597th percentile for low admin cost vs. same-size plans
- Employee saving12.9 / 1586th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 66th |
| Lower admin cost | 97th |
| Employee saving | 86th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Forrester Research put in about $4,208 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,948,694 |
| Participant (employee) contributions | $17,008,813 |
| Other contributions (incl. rollovers in) | $1,381,108 |
| Administrative expenses paid from the plan | $50,484 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $33,708 |
| Benefits paid out | $37,618,914 |
| Net assets, start / end of year | $320.7M / $357.5M |
| Active participants, start / end of year | 1,238 / 1,114 |
| Participants with account balances | 2,047 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Wolf & Company, P.C. |
Largest service providers (Schedule C)
| Rocaton Investment Advisors, LLC | $25,841 reported compensation |
| Wolf & Company, P.C. | $18,500 reported compensation |
| Strategic Advisors, Inc. | $7,867 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250711165650NAL0010622624001, received 2025-07-11, EIN 04-2797789, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.