Goodrx, Inc. 401(k) Review & Grade
Goodrx, Inc. 401(k) Plan
Santa Monica, CAInformation729 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,605Employer $ per active participant
$14,589Employee $ saved per active participant
0.26%Direct admin cost, % of plan assets
$75.9MNet plan assets, end of year
$76,650Average balance per account
Score breakdown
- Employer generosity45.8 / 5092th percentile for employer $ per participant
- Low cost11.6 / 2546th percentile for low admin cost vs. same-size plans
- Employee saving12.4 / 1583th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 92th |
| Lower admin cost | 46th |
| Employee saving | 83th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Goodrx put in about $6,605 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,814,884 |
| Participant (employee) contributions | $10,635,417 |
| Other contributions (incl. rollovers in) | $2,575,984 |
| Administrative expenses paid from the plan | $166,284 |
| Investment advisory & management fees | $37,440 |
| Other admin expenses | $91,549 |
| Benefits paid out | $4,596,948 |
| Net assets, start / end of year | $54.2M / $75.9M |
| Active participants, start / end of year | 718 / 740 |
| Participants with account balances | 990 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Mercer Investments, LLC | $91,549 reported compensation |
| Empower Advisory Group, LLC | $37,440 reported compensation |
| Empower Annuity Insurance Company O | $37,295 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250922092926NAL0005428816001, received 2025-09-22, EIN 45-3653763, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.