Green Brick Partners, Inc. 401(k) Review & Grade
Green Brick Partners, Inc. 401(k) Savings Plan
Plano, TXFinance & Insurance524 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,938Employer $ per active participant
$9,223Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$32.9MNet plan assets, end of year
$51,931Average balance per account
Score breakdown
- Employer generosity27.3 / 5055th percentile for employer $ per participant
- Low cost10.8 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving10.5 / 1570th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score59 / 100 · Grade C
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 55th |
| Lower admin cost | 43th |
| Employee saving | 70th |
| Peers that auto-enroll | 62% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Green Brick Partners put in about $3,938 per active participant, more than the typical peer ($3,606). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,065,693 |
| Participant (employee) contributions | $4,837,707 |
| Other contributions (incl. rollovers in) | $1,432,766 |
| Administrative expenses paid from the plan | $78,529 |
| Contract administrator fees | $78,529 |
| Benefits paid out | $2,439,884 |
| Net assets, start / end of year | $23.4M / $32.9M |
| Active participants, start / end of year | 502 / 547 |
| Participants with account balances | 634 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Empower Annuity Ins Co of America | $31,324 reported compensation |
| Definiti LLC | $27,571 reported compensation |
| Vpag LLC DBA Visionpoint Adv Group | $19,634 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250811174201NAL0006751347001, received 2025-08-11, EIN 20-5952523, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.