Group W Aksan Ia, LLC 401(k) Review & Grade
Aksan Enterprises 401(k)
Arvada, COAccommodation & Food Services750 active participantsPlan year 2024
Estimate from the plan's Form 5500-SF filing · How we grade
$109Employer $ per active participant
$336Employee $ saved per active participant
1.47%Direct admin cost, % of plan assets
$748,690Net plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity13.2 / 5026th percentile for employer $ per participant
- Low cost0.7 / 253th percentile for low admin cost vs. same-size plans
- Employee saving3.1 / 1520th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score10 / 100 · Grade F
This plan vs. peers
Peers: Accommodation & Food Services plans with 500–2,499 active participants (458 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 26th |
| Lower admin cost | 3th |
| Employee saving | 20th |
| Peers that auto-enroll | 17% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($41,707 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Group W Aksan Ia put in about $109 per active participant, below the typical peer ($266). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.47% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $81,772 |
| Participant (employee) contributions | $252,376 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $8,409 |
| Benefits paid out | $39,060 |
| Net assets, start / end of year | $396,883 / $748,690 |
| Active participants, start / end of year | 783 / 718 |
| Participants with account balances | 51 |
| Auto-enrollment (feature code 2S) | Not reported |
Source: DOL EFAST2 Form 5500-SF filing, acknowledgment ID 20260910134604NAL0004824593001, received 2026-09-10, EIN 81-4602740, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.