Guidehouse Inc. 401(k) Review & Grade
Guidehouse Inc. Retirement Plan
Mclean, VAProfessional, Scientific & Technical Services7,427 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,911Employer $ per active participant
$12,467Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$1.3BNet plan assets, end of year
$118,332Average balance per account
Score breakdown
- Employer generosity32.6 / 5065th percentile for employer $ per participant
- Low cost21.8 / 2587th percentile for low admin cost vs. same-size plans
- Employee saving10.7 / 1571th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score55 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 65th |
| Lower admin cost | 87th |
| Employee saving | 71th |
| Peers that auto-enroll | 47% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $17,567 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Guidehouse put in about $3,911 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $29,045,460 |
| Participant (employee) contributions | $92,591,827 |
| Other contributions (incl. rollovers in) | $23,112,027 |
| Administrative expenses paid from the plan | $394,371 |
| Contract administrator fees | $3,600 |
| Investment advisory & management fees | $105,932 |
| Benefits paid out | $139,834,969 |
| Net assets, start / end of year | $925.3M / $1.3B |
| Active participants, start / end of year | 6,780 / 8,074 |
| Participants with account balances | 10,964 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Plante & Moran, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $244,680 reported compensation |
| Strategic Advisors, Inc. | $102,550 reported compensation |
| Plante Moran, PLLC | $49,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010143449NAL0018832274001, received 2025-10-10, EIN 36-4094854, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.