Helen of Troy Nevada Corporation 401(k) Review & Grade
Helen of Troy 401(k) Plan
El Paso, TXWholesale Trade1,325 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,066Employer $ per active participant
$7,202Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$158.0MNet plan assets, end of year
$104,500Average balance per account
Score breakdown
- Employer generosity37.5 / 5075th percentile for employer $ per participant
- Low cost16.6 / 2566th percentile for low admin cost vs. same-size plans
- Employee saving12.1 / 1580th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 75th |
| Lower admin cost | 66th |
| Employee saving | 80th |
| Peers that auto-enroll | 53% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Helen of Troy Nevada put in about $3,066 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,062,559 |
| Participant (employee) contributions | $9,542,883 |
| Other contributions (incl. rollovers in) | $1,957,857 |
| Administrative expenses paid from the plan | $200,999 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $6,284 |
| Other admin expenses | $39,318 |
| Benefits paid out | $21,482,202 |
| Net assets, start / end of year | $141.2M / $158.0M |
| Active participants, start / end of year | 1,364 / 1,286 |
| Participants with account balances | 1,512 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lauterbach, Borschow & Company |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $136,372 reported compensation |
| Capfinancial Partners, LLC | $39,318 reported compensation |
| Lauterbach Borschow & Company PC | $19,025 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250918171626NAL0002457362001, received 2025-09-18, EIN 74-2804062, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.