Hill International, Inc. 401(k) Review & Grade
Hill International, Inc. 401(k) Retirement Savings
Philadelphia, PAProfessional, Scientific & Technical Services879 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,974Employer $ per active participant
$9,216Employee $ saved per active participant
0.36%Direct admin cost, % of plan assets
$120.2MNet plan assets, end of year
$108,332Average balance per account
Score breakdown
- Employer generosity24.1 / 5048th percentile for employer $ per participant
- Low cost8.6 / 2535th percentile for low admin cost vs. same-size plans
- Employee saving7.7 / 1552th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score40 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 48th |
| Lower admin cost | 35th |
| Employee saving | 52th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($11 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Hill International put in about $2,974 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.36% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,614,019 |
| Participant (employee) contributions | $8,100,707 |
| Other contributions (incl. rollovers in) | $1,054,147 |
| Administrative expenses paid from the plan | $430,258 |
| Investment advisory & management fees | $114,673 |
| Benefits paid out | $20,778,220 |
| Net assets, start / end of year | $121.5M / $120.2M |
| Active participants, start / end of year | 840 / 918 |
| Participants with account balances | 1,110 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $284,085 reported compensation |
| Mercer (US) Inc Mercer Investments | $109,375 reported compensation |
| Grant Thornton LLP | $31,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015101838NAL0004278449001, received 2025-10-15, EIN 20-0953973, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.